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Mortage Terms


  > Margin
An amount the lender adds to an index to determine the interest rate on an adjustable rate mortgage.
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  > Loan-to-value LTV ratio
A percentage calculated by dividing the amount borrowed by the price or appraised value of the home to be purchased the higher the LTV the less cash a borrower is required to pay as down payment.
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  > Assumable mortgage
A mortgage that can be transferred from a seller to a buyer once the loan is assumed by the buyer the seller is no longer responsible for repaying it there may be a fee and/or a credit package involved in the transfer of an assumable mortgage.
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The advantages of arbitration.
Arbitration brings cases to resolution much more time efficient and less expensive than traditional litigation does. Of greatest advantage to the employee or consumer is the fact that arbitrators are better situated than judges or juries to do equity. In

 

 
   Oklahoma & Nationwide Mortgage Lender News

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Contact our Oklahoma Mortgage Lenders


If you live in the following cities and need a mortgage lender you should contact our Oklahoma mortgage lender as soon as possible:

  • Ada
  • Altus
  • Ardmore
  • Bartlesville
  • Bethany
  • Broken Arrow
  • Chickasha
  • Choctaw
  • Claremore
  • Collinsville
  • Duncan
  • Durant
  • Edmond
  • El Reno
  • Enid
  • Guthrie
  • Lawton
  • Mcalester
  • Miami
  • Muskogee
  • Mustang
  • Norman
  • Oklahoma City
  • Okmulgee
  • Owasso
  • Ponca City
  • Sand Springs
  • Sapulpa
  • Shawnee
  • Stillwater
  • Tahlequah
  • Tulsa
  • Yukon
       
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Oklahoma Audio & Video    
 
  Brokers Urge New Scale For Jumbo Mortgages
Audio, RM, 48 Kbps, 2:58:00 AM, 8/19/2005
Reporter Scott Horsley reports on federally sponsored underwriters Fannie Mae and Freddie Mac back mortgages up to $369,000. Without federal underwriting, home buyers pay a higher interest rate.
Source: National Public Radio 		 
 
Oklahoma External Sites    
 
 

OIG Oklahoma Audit Reports - HUD
We surveyed First Mortgage Company (lender), Oklahoma City, Oklahoma, because of its high number of defaults and claims. The lender is the largest ..

  


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